Jeremy Julian

Tag : debit card

Mobile Wallets: What You Need To Know

October 14, 2015

Mobile payment usage through smartphones is expected to more than double from the end of 2014 to 2016, according to a recent study by Juniper Research. The number of “mobile wallets” is projected to reach 200 million by the end of 2016. As this technology becomes more common, restaurateurs need to know how these applications work, the difference between mobile wallet providers, and how to take advantage of the new opportunities that mobile payments provide. Mobile Wallets: What You Need To Know How Do Mobile Wallets Work? Mobile payment systems store user credit card information and use the near-field communication (NFC) chips in smartphones to let users make payments wirelessly. When a user makes a purchase, a unique tokenized code is sent from theContinue Reading …

EMV Adoption in America

May 14, 2015

After years of rumors and discussion, EMV technology is finally coming to the U.S. in a big way. Recent large-scale data breaches among companies like Target and Home Depot are pushing credit and debit card issuers in America toward this new technology in a hurry. Restaurateurs need to be aware of how this will affect their shops – and what they can do to prepare. What is EMV? EMV is a global standard for securing electronic transactions that has been developed over the last two decades. Originally created by credit card giants Europay, MasterCard and Visa, the corporation that oversees EMV now includes American Express, Discover, JCB and China UnionPay. The group has ushered in the worldwide use of “chip cards,” credit cards with aContinue Reading …

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