Jeremy Julian

Tag : Chip and Pin

EMV Adoption in America

May 14, 2015

After years of rumors and discussion, EMV technology is finally coming to the U.S. in a big way. Recent large-scale data breaches among companies like Target and Home Depot are pushing credit and debit card issuers in America toward this new technology in a hurry. Restaurateurs need to be aware of how this will affect their shops – and what they can do to prepare. What is EMV? EMV is a global standard for securing electronic transactions that has been developed over the last two decades. Originally created by credit card giants Europay, MasterCard and Visa, the corporation that oversees EMV now includes American Express, Discover, JCB and China UnionPay. The group has ushered in the worldwide use of “chip cards,” credit cards with aContinue Reading …

EMV and Chip and PIN: What is it and How Does It Affect My Business?

April 16, 2014

The world of credit card payment systems has been getting rocked lately. From the large-scale credit card breaches at Target and Neiman Marcus to the changing economic landscape, big questions have been left unanswered. None larger, though, than the questions raised about EMV. Because of the regulations regarding the adoption of EMV in the US, most people don’t really understand what the implementation means and what will need to be done in order to be compliant with the new regulation. One of the first questions to answer is “What is EMV anyway and how does it work?” EMV is short for Europay, Mastercard, and Visa.  This system has been around since the 1990’s and has been in use in many parts of the worldContinue Reading …

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